Westlake’s Standard program gives dealers the ability to approve those hard-to-finance customers. Due to the programs approval flexibility, dealers rely on this program as the backbone to their first time buyer and sub-prime finance business. The Standard program does not have a minimum FICO, allows open and past bankruptcies (BK’s), accepts hard-to-prove incomes, and offers competitive Loan to Value (LTVs). Loan terms extend up to 72 months and discounts drop as low as $0. No longer will you have customers walk off your lot due to lack of financing options.